June 30th, 2025
by Dr. Josh Franklin
by Dr. Josh Franklin
"For you say, ‘I am rich, have become wealthy, and have need of nothing’—and do not know that you are wretched, miserable, poor, blind, and naked." — Revelation 3:17 (NKJV)
In our world, bankruptcy is seen as a failure—a sign that you’ve reached the end of your resources. But spiritual bankruptcy? That’s where true freedom begins! When we come to terms with our spiritual poverty—our complete inability to earn God’s favor through our own merit—we discover the riches of His grace.
Ephesians 2:8 says, "For it is by grace you have been saved, through faith—and this is not from yourselves, it is the gift of God."
Imagine being crushed under a mountain of debt and suddenly receiving the incredible news that it has all been paid in full. That’s the heart of Christianity—not a system of religious achievements but a relationship built on grace. When we embrace our spiritual bankruptcy, we stop striving and start receiving. We find rest in what has already been done for us through Christ.
Jesus confronted the false sense of sufficiency in Revelation 3:17 when He rebuked those who claimed, “I am rich, have become wealthy, and have need of nothing.” He revealed their true condition: “You are wretched, miserable, poor, blind, and naked.” Pride blinds us to our need for God, while humility opens the door to His endless riches.
Every religion in the world can be summed up with one word: “do.” It’s all about what you can do to gain approval from God or some false idol or deity. But Christianity is different. Christianity spells salvation D-O-N-E: done. It is not about what we do for God but what God has already done for us in Christ.
Think of Peter’s response after the miraculous catch of fish in Luke 5. Overwhelmed by Jesus’ holiness, Peter fell at His feet and said, “Depart from me, for I am a sinful man, O Lord!” (Luke 5:8). Peter understood his spiritual poverty and, in that moment, opened himself to the riches of God’s grace.
When we stop trying to earn God’s approval and instead embrace the freedom of spiritual bankruptcy, we experience the fullness of His love and mercy. It’s not about proving our worth to Him. It’s about resting in the worth of Christ and the finished work of the cross.
Reflection Question: How has trying to earn God’s approval through your own efforts affected your relationship with Him?
Father, thank You that I don’t have to earn Your love. Help me rest in the finished work of Christ and find freedom in Your grace. Thank You that my salvation was paid by what Jesus did on the cross. Release me from the burden of trying to prove my worth, and let me trust fully in Your mercy. In Jesus’ Name, amen.
Adapted from: "The Key to Every Door in God's Kingdom": https://www.joshfranklin.org/media/vv5xxhq/1-the-key-to-every-door-in-god-s-kingdom
In our world, bankruptcy is seen as a failure—a sign that you’ve reached the end of your resources. But spiritual bankruptcy? That’s where true freedom begins! When we come to terms with our spiritual poverty—our complete inability to earn God’s favor through our own merit—we discover the riches of His grace.
Ephesians 2:8 says, "For it is by grace you have been saved, through faith—and this is not from yourselves, it is the gift of God."
Imagine being crushed under a mountain of debt and suddenly receiving the incredible news that it has all been paid in full. That’s the heart of Christianity—not a system of religious achievements but a relationship built on grace. When we embrace our spiritual bankruptcy, we stop striving and start receiving. We find rest in what has already been done for us through Christ.
Jesus confronted the false sense of sufficiency in Revelation 3:17 when He rebuked those who claimed, “I am rich, have become wealthy, and have need of nothing.” He revealed their true condition: “You are wretched, miserable, poor, blind, and naked.” Pride blinds us to our need for God, while humility opens the door to His endless riches.
Every religion in the world can be summed up with one word: “do.” It’s all about what you can do to gain approval from God or some false idol or deity. But Christianity is different. Christianity spells salvation D-O-N-E: done. It is not about what we do for God but what God has already done for us in Christ.
Think of Peter’s response after the miraculous catch of fish in Luke 5. Overwhelmed by Jesus’ holiness, Peter fell at His feet and said, “Depart from me, for I am a sinful man, O Lord!” (Luke 5:8). Peter understood his spiritual poverty and, in that moment, opened himself to the riches of God’s grace.
When we stop trying to earn God’s approval and instead embrace the freedom of spiritual bankruptcy, we experience the fullness of His love and mercy. It’s not about proving our worth to Him. It’s about resting in the worth of Christ and the finished work of the cross.
Reflection Question: How has trying to earn God’s approval through your own efforts affected your relationship with Him?
Father, thank You that I don’t have to earn Your love. Help me rest in the finished work of Christ and find freedom in Your grace. Thank You that my salvation was paid by what Jesus did on the cross. Release me from the burden of trying to prove my worth, and let me trust fully in Your mercy. In Jesus’ Name, amen.
Adapted from: "The Key to Every Door in God's Kingdom": https://www.joshfranklin.org/media/vv5xxhq/1-the-key-to-every-door-in-god-s-kingdom
Dr. Josh Franklin
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